• Alex | Branch Manager

The Importance of Homeowners Insurance

Updated: Mar 5

"It's not a house.. it's your home"

What is Homeowners Insurance? Homeowners insurance provides coverage to repair or rebuild your home after events like fire, smoke, theft, vandalism, a falling tree, or damage caused by weather such as lightning, wind, or hail. Most standard homeowners insurance policies also cover water damage from plumbing, heating and cooling systems, furniture, clothing, and other structures (i.e. Garage, Fence) How do I get started? There are 2 ways...

  1. Apply on our website:


2. Simply calling us toll-free at 323-203-1801

How much coverage do you need? From market value to replacement cost, learn what to consider when determining the coverage amount for your home. Our expert representatives will help you through this process. Liability Insurance Adds Protection: What if you're facing a claim for damages because of an accident that resulted in injuries to someone or a loss to their property? Your primary policies may not be enough. Elite Insurance Agency® offers several policy options for additional liability protection you may need to help protect your financial future. Homeowners Insurance Discounts: Combining the purchase of your home and auto policies isn’t the only way you can save money. From home protection to roofing, we’ve got options to make insurance more affordable. Homeowner policies have maximum limits the company will pay for loss to specified types of property (these limits can vary among companies). What’s on a typical “special limits” list?

  • Money, bank notes.

  • Business property.

  • Trailers. (other than boat trailers)

  • Firearms. (applies to theft only)

  • Silverware and goldware. (applies to theft only)

If you need higher limits for certain types of property, your Elite Insurance Agency agent can help.

Want to know more about Homeowners Insurance? Call us today 323-203-1801

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